January is the month named for Janus, the Roman god who was depicted with two faces – one looking back and one looking to the future. And that is precisely what we should be doing now in respect of our financial planning. Successful financial planning is a cyclical activity. It is important to review your… 
The pensions lifetime allowance (LTA), the amount savers can place in their pension pot and still claim tax relief, is now down to £1m – down from £1.8m when it was set just five years ago in 2011-12. Any savings in excess of the LTA will potentially attract tax at 55%! So is it the…
A recent article by Onrec-The Online Recruitment Resource points to income statistics for pensioners that indicate that more and more people aged over 65 are continuing to work after they officially retire. Choosing to remain in employment can be down to a need for extra income, but staying employed has also been shown to provide…