Category: Financial Planning
Follow these 10 top tips and you should be well on the way to working with an adviser that can help you define and achieve your financial goals. 1 – Choose an independent adviser (financial adviser) The term financial adviser has a broad remit, Independence is key. The term independent can only be used by… 
Financial advice has gone through a period of change, brought on by new regulations that were in part aimed at increasing transparency for the client. The key changes were that from 31st December 2012 advisers have to be qualified to a higher level than previously required and the historical commission system was replaced with “client agreed remuneration”. One area that…
Every year thousands of teenagers up and down the country look forward to starting university in September. Their parents, however, might be gloomily looking at their bank accounts and taking a rather different view. With fees of up to £9,000 and accommodation costs of say, £5,000 per year, a student starting at university could graduate with…
It’s easy to assume that all the major changes in life – finding a job, marriage, a family – take place in the early years. In fact there are just as many major changes in later life and the need to keep on top of your financial planning is, if anything, even greater. In your…
George Horace Lorimer once said: “It’s good to have money and the things that money can buy, but it’s good too, to make sure you haven’t lost the things that money can’t buy.” Creating a balance in life is important and core to this is knowing how to achieve your financial goals. With every financial…
If you’re new to the investment world, or even if you’re not, it’s likely that you’ve heard the term ‘diversification’ used in relation to your investments. However, you’re certainly not alone if you don’t have a clear idea of what the word actually means for your investments. Read on, and learn what you wanted to…
After age 30 it is probable that financial planning will be upped one or two gears and become a far more intense matter. It is worth reflecting how things have changed over the past few generations; more and more people are going to universities, families are having children later, are buying property (and by definition…
It’s suggested that one of the most important decisions you will make when it comes to financial planning is choosing the right person to help you organise your financial affairs. So with this in mind here are a few helpful hints and tips on choosing the planner that’s right for you. With more than 8,000…