As a starting point, every individual is entitled to a nil rate band, under which no inheritance tax is payable. For the current tax year, the nil rate band is £325,000. A new £175,000 per person transferable allowance for main residences, is being introduced between 2015 and 2020 but only when they are passed to… 
If you’re new to the investment world, or even if you’re not, it’s likely that you’ve heard the term ‘diversification’ used in relation to your investments. However, you’re certainly not alone if you don’t have a clear idea of what the word actually means for your investments. Read on, and learn what you wanted to…
After age 30 it is probable that financial planning will be upped one or two gears and become a far more intense matter. It is worth reflecting how things have changed over the past few generations; more and more people are going to universities, families are having children later, are buying property (and by definition…
The 5th April might seem a little way off yet, but the end of the tax year always seems to arrive faster than we think. For financial planning, the end of the tax year is important for a variety of reasons and so, before we hit the deadline, put some thought into the following five…
Self-Invested Personal Pensions (SIPPs) are designed to give you greater control over your retirement savings. With a SIPP you can choose from a wide range of high quality investments, manage them for yourself and consolidate your existing pensions in one place. A SIPP is different to other pension saving forms and can give you more…
It’s suggested that one of the most important decisions you will make when it comes to financial planning is choosing the right person to help you organise your financial affairs. So with this in mind here are a few helpful hints and tips on choosing the planner that’s right for you. With more than 8,000…
Inheritance Tax (IHT) must be a good candidate for the most loathed tax in the UK. Like its predecessor Capital Transfer Tax, IHT was originally designed to hit the very wealthy. But this situation has changed markedly. It’s now more likely to be the middle classes rather than high net worth individuals who end up…
Barry Fleming and Partners were delighted to host for the third year running a Ryder Cup style golf day between Virgin Atlantic and easyJet. With the rivalry and competition fierce both handpicked teams, lined up with fantastic sportsmanship all in support for a good cause, the charity UNICEF. Both the West and East course offered…
On the return of the Virgin vs easyJet golf competition, the players lined up to take part in the Ryder Cup event across the prestigious West and East courses at the spectacular Wentworth club. The sun was bright for the tee of the West course as the players set off aided by the Wentworth PGA…